:root{--ink: #1c2630;--text: #2e3a46;--muted: #5a6876;--surface: #f4f6f8;--line: #d9e0e7;--field-line: #c3ccd5;--accent: #b42318;--link: #1a4d8f;--link-hover: #0f3466;--note-bg: #eef4fb;--note-line: #9bb8dc;--good: #1e6b37;--max: 1120px;--prose: 760px;--font: "Source Sans 3", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;color-scheme:light}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:#fff;color:var(--text);font-family:var(--font);font-size:18px;line-height:1.65}img{max-width:100%;height:auto}a{color:var(--link);text-underline-offset:3px}a:hover{color:var(--link-hover)}:focus-visible{outline:3px solid var(--link);outline-offset:2px;border-radius:3px}h1,h2,h3,h4{color:var(--ink);line-height:1.25;margin:0 0 .6em}h1{font-size:clamp(32px,4.5vw,44px);line-height:1.2;font-weight:700;letter-spacing:-.01em}h2{font-size:clamp(25px,3vw,31px);font-weight:700}h3{font-size:20px;font-weight:600}h4{font-size:18px;font-weight:600}strong,b,th{font-weight:600}p{margin:0 0 1em}ul,ol{margin:0 0 1em;padding-left:1.3em}li{margin-bottom:.35em}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}.prose{max-width:var(--prose)}.wrap.prose{max-width:var(--max)}.wrap.prose>p,.wrap.prose>ul{max-width:var(--prose)}.fine{font-size:14px;line-height:1.55;color:var(--muted);margin:10px 0 0}.site-header{border-top:4px solid var(--accent);border-bottom:1px solid var(--line);background:#fff}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}.brand{flex:none;display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink)}.brand:hover{color:var(--ink)}.brand img{width:44px;height:41px}.brand-name{display:block;font-size:21px;font-weight:700;line-height:1.1}.brand-tag{display:block;font-size:14px;line-height:1.4;color:var(--muted);white-space:nowrap}.site-nav{display:flex;align-items:center;gap:26px;font-size:16px;font-weight:600}.site-nav a,.menu nav a{color:var(--ink);text-decoration:none}.site-nav a:not(.nav-start){padding:24px 0 21px;border-bottom:3px solid transparent}.site-nav a[aria-current=page]{color:var(--accent);border-bottom-color:var(--accent)}.site-nav a:hover{color:var(--link)}.nav-start,.site-nav a.nav-start{color:var(--link);border:1px solid var(--link);border-radius:6px;padding:8px 13px}.nav-start:hover{background:var(--note-bg)}.menu{display:none;position:relative}.menu summary{list-style:none;display:flex;align-items:center;min-height:44px;padding:0 14px;border:1px solid var(--line);border-radius:8px;font-size:15px;font-weight:600;color:var(--ink);cursor:pointer}.menu summary::-webkit-details-marker{display:none}.menu nav{position:absolute;right:0;top:calc(100% + 8px);z-index:20;width:min(300px,calc(100vw - 32px));display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 30px #1c263024;padding:8px}.menu nav a{padding:11px 12px;border-radius:6px;font-weight:600}.menu nav a[aria-current=page]{color:var(--accent)}.menu nav a.nav-start{margin-top:6px;text-align:center}@media (max-width: 960px){.site-nav{display:none}.menu{display:block}}@media (max-width: 420px){.brand-name{font-size:18px}.brand-tag{font-size:13px}}.page-intro{background:var(--surface);border-bottom:1px solid var(--line);padding:52px 0 48px}.page-intro h1{max-width:820px;margin:10px 0 0}.page-intro .lede{max-width:var(--prose);margin:16px 0 0;font-size:21px;line-height:1.55;color:#4a5866}.breadcrumbs{margin:0 0 18px;font-size:15px;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.intro-actions{margin-top:26px;display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px}.intro-actions .fee-line{font-size:17px;color:#4a5866}.intro-actions .fee-line strong{color:var(--ink)}.eyebrow{display:block;margin:0;font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}.section{padding:56px 0;border-bottom:1px solid var(--line)}.section.alt{background:var(--surface)}.section h2{margin:8px 0 12px}.section h3.sub{margin:30px 0 6px}.section-lead{max-width:var(--prose);margin:0 0 22px}main>.section:last-child{border-bottom:0}.button{display:inline-flex;align-items:center;min-height:48px;padding:0 22px;border:0;border-radius:6px;background:var(--link);color:#fff;font:inherit;font-size:17px;font-weight:600;text-decoration:none;cursor:pointer}.button:hover{background:var(--link-hover);color:#fff}.button.outline{background:#fff;color:var(--link);border:2px solid var(--link)}.button.outline:hover{background:var(--note-bg);color:var(--link-hover)}.link-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px}.link-card{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 18px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--text);text-decoration:none}.link-card:hover{border-color:var(--link);color:var(--text)}.link-card strong{display:block;font-size:17px;line-height:1.35;color:var(--ink)}.link-card span span{display:block;font-size:15px;line-height:1.45;color:var(--muted)}.link-card svg{flex:none;color:var(--link)}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px}.card{border:1px solid var(--line);border-radius:10px;background:#fff;padding:18px 20px 20px}.card h3{margin:0 0 6px;font-size:19px;line-height:1.3}.card p{margin:0;font-size:16px;line-height:1.55}.card p+p{margin-top:10px}.doc-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}.doc-card{border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}.doc-card .shot{height:190px;overflow:hidden;display:flex;justify-content:center;padding-top:18px;background:var(--surface);border-bottom:1px solid var(--line)}.doc-card .shot img{width:78%;height:auto;align-self:flex-start;box-shadow:0 2px 10px #1c26301f}.doc-card .shot.logo{align-items:center;padding:24px}.doc-card .shot.logo img{width:auto;max-height:120px;align-self:center;box-shadow:none}.doc-card .body{padding:18px 20px 20px}.doc-card h3{margin:0 0 6px;font-size:19px;line-height:1.3}.doc-card p{margin:0;font-size:16px;line-height:1.55}.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;counter-reset:step}.steps li{counter-increment:step;margin:0;border:1px solid var(--line);border-radius:10px;padding:18px 18px 20px;background:#fff}.steps li:before{content:counter(step);display:flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;background:var(--ink);color:#fff;font-size:14px;font-weight:600}.steps h3{margin:12px 0 4px;font-size:19px;line-height:1.3}.steps p{margin:0;font-size:16px;line-height:1.55}.facts{max-width:var(--prose);margin:0 0 1em}.facts p{margin:0;padding:14px 0;border-bottom:1px solid var(--line)}.facts p:first-child{padding-top:0}.facts p:last-child{border-bottom:0}.facts strong{color:var(--ink)}.note{max-width:var(--prose);margin:22px 0 0;background:var(--note-bg);border-left:4px solid var(--note-line);border-radius:6px;padding:14px 18px;font-size:16px;line-height:1.6}.note p{margin:0}.note p+p{margin-top:8px}.note strong{color:var(--ink)}.start-box{max-width:var(--prose);background:#fff;border:1px solid var(--line);border-left:4px solid var(--link);border-radius:10px;padding:20px 22px 22px}.start-box h3{margin:0 0 4px;font-size:19px;line-height:1.3}.start-box p{margin:0 0 16px;font-size:17px}.split{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:48px;align-items:start}.split .picture{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:24px 24px 0;max-height:420px;overflow:hidden;display:flex;justify-content:center}.split .picture img{width:88%;align-self:flex-start;box-shadow:0 2px 12px #1c263024}@media (max-width: 760px){.split{grid-template-columns:1fr;gap:28px}.split .picture{max-height:300px}}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px}.table-wrap table{width:100%;border-collapse:collapse;font-size:16px;line-height:1.45}.table-wrap thead tr{background:var(--surface);text-align:left}.table-wrap thead th{padding:12px 16px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);vertical-align:bottom}.table-wrap tbody tr{border-top:1px solid var(--line)}.table-wrap tbody th,.table-wrap td{padding:14px 16px;text-align:left;vertical-align:top}.table-wrap tbody th{color:var(--ink)}.compare-table{min-width:620px}.compare-table .num{text-align:right;white-space:nowrap}.compare-table td.them{font-weight:600;color:var(--accent)}.compare-table .ours{background:var(--note-bg)}.compare-table .ours td.num{font-weight:600;color:var(--ink)}.fee-note,.cell-note{display:block;margin-top:2px;font-size:14px;line-height:1.45;color:var(--muted)}.benefits-table{min-width:720px}.benefits-table .centre{text-align:center}.faq-item+.faq-item{margin-top:36px;padding-top:32px;border-top:1px solid var(--line)}.faq-item h2{font-size:22px;font-weight:600;margin:0 0 10px}.faq-item p{margin:0 0 12px}.faq-item p:last-child{margin-bottom:0}.legal .updated{color:var(--muted);font-size:15px}.legal h2{font-size:22px;font-weight:600;margin:36px 0 10px}.legal p,.legal li{margin:0 0 12px}.legal ul{margin:0 0 14px;padding-left:22px}.contact-form{max-width:560px;display:grid;gap:18px}.contact-form label{display:grid;gap:6px;font-size:16px;font-weight:600;color:var(--ink)}.contact-form input,.contact-form textarea{width:100%;font:inherit;font-size:17px;font-weight:400;color:var(--text);background:#fff;border:1px solid var(--field-line);border-radius:6px;padding:11px 13px}.contact-form textarea{min-height:160px;resize:vertical}.contact-form input:focus,.contact-form textarea:focus{outline:3px solid rgba(26,77,143,.25);border-color:var(--link)}.contact-form .button{justify-self:start}.site-footer{background:var(--ink);color:#d5dde5;padding:48px 0 28px;font-size:16px}.footer-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:32px 48px}.footer-about{flex:1 1 280px;max-width:360px}.footer-brand{display:flex;align-items:center;gap:10px;margin:0 0 12px;color:#fff;font-size:19px;font-weight:600}.footer-brand img{width:36px;height:34px}.footer-about p{line-height:1.6}.footer-columns{display:flex;flex-wrap:wrap;gap:32px 56px}.footer-columns nav{display:flex;flex-direction:column;gap:8px;max-width:260px}.footer-heading{margin:0 0 2px;color:#fff;font-size:13px;font-weight:600;letter-spacing:.1em;text-transform:uppercase}.site-footer a{color:#fff;text-decoration:none;line-height:1.45}.site-footer a:hover{color:#fff;text-decoration:underline}.footer-copy{margin:40px 0 0;padding-top:20px;border-top:1px solid #34414e;font-size:14px;color:#aab6c2}