What is the Disability Tax Credit (DTC) Certificate?
The Disability Tax Credit Certificate (form T2201) is how the Canada Revenue Agency decides whether a person qualifies for the Disability Tax Credit. Approval gives a person living with a prolonged health condition access to substantial benefit programs.
The person, or their family, completes Part A of the form. A medical professional completes and signs Part B.
Who should apply?
A person should apply if, even with appropriate therapy, medication and devices, a health condition affects one or more of these basic functions of daily living all or substantially all of the time, and it has lasted, or is expected to last, at least 12 months:
- Walking
- Feeding
- Dressing
- Mental functions for everyday life, such as decision-making, problem-solving and memory
- Going to the bathroom (bowel or bladder functions)
- Speaking
- Hearing
- Seeing
- The need for life-sustaining therapy, such as insulin or dialysis
The CRA looks for a person who is unable to do the activity, or who takes at least three times longer than someone of the same age without the impairment. A person can also qualify when significant limitations in two or more of these functions, together, have the same effect.
What kind of benefits should I expect to receive if I am approved?
There are many benefits and credits that the DTC allows a person to collect. Below are some of the more substantial ones, with 2026 amounts.
Disability Amount
The Disability Amount for 2026 is $10,341, plus up to $6,032 for a person under 18. It may be claimed every year and is indexed to inflation.
Substantial Refund
Receive up to $40,000 from the government in the form of a tax refund, by adjusting up to 10 past years.
Child Disability Benefit
Up to $3,480 a year ($290 a month) for families caring for a child living with an impairment.
Canada Disability Benefit
Up to $2,450 a year ($204.20 a month) for adults aged 18 to 64.
Disability Bond
The Canada Disability Savings Bond is up to $20,000. This is free money from the Federal Government of Canada.
Disability Grant
The Canada Disability Savings Grant is a matching program that provides up to $70,000 for a person living with an impairment.
Every federal benefit
| Benefit or credit | Amount | Frequency | Income requirement |
|---|---|---|---|
| Tax refund for past years | The CRA can adjust tax returns up to 10 years back. The refund may be as high as $40,000. | Upon qualification(if applicable) | Yes |
| Tax refund every year going forward | The disability amount lowers income tax every year, which can mean a yearly refund. | Annual | Yes |
| Disability amount (tax credit) | $10,341 for 2026, plus a supplement of up to $6,032 for a person under 18. | Annual | Yes |
| Child Disability Benefit | A tax-free benefit of up to $290 a month ($3,480 a year), from July 2026 to June 2027. | Monthly | No |
| Canada Disability Benefit | Up to $204.20 a month ($2,450.40 a year), from July 2026 to June 2027, for adults aged 18 to 64. | Monthly | No |
| Canada Disability Savings Bond (part of the RDSP) | Up to $1,000 a year and $20,000 in a lifetime, with no deposit needed. Age 49 and under.* | Annual | No |
| Canada Disability Savings Grant (part of the RDSP) | The government matches up to 300% of deposits, up to $3,500 a year and $70,000 in a lifetime. Age 49 and under.* | Annual(deposits are required) | No |
| Canada caregiver amount | Up to $8,773 for an adult dependant, or $2,740 for a child (2026), claimed by a supporting family member. | Annual | Yes |
| Medical expenses | Additional expenses can be claimed, such as attendant care. | Annual | Yes |
* Until December 31 of the year the person turns 49.
All amounts are federal, for 2026, and depend on income and other rules. Each of these requires an approved disability tax credit.
Also: the Home Buyers' Amount lets you claim up to $10,000 when buying a home for a person who qualifies for the DTC, even if it is not your first home.
Ready to apply for the DTC? Start your application here.
The DTC Application
Assistance Program
The application process can be challenging.
Professional help is available.
Completed DTC Application
Built using the key phrases that result in higher acceptance by the CRA, greatly improving your chances of being approved.
Benefits of Being Approved
This is for your medical professional, so they realize how life-changing approval can be for a person.
A Note for Your Medical Professional
A summary of your answers, so reviewing and signing the form takes minutes, not hours.
Appeals Process
Should you not be approved, we help you appeal the decision, at no charge.
Guarantee
Should you not be approved after an appeal, your fee is fully refundable.
RDSP Canada
After you qualify for the DTC, RDSP Canada helps you apply for the Canada Disability Savings Bond and Grant.
We complete the application for you.
You keep ALL of your benefits.
If you are not approved after an appeal, we refund 100% of your fee.